PJism Savings Plan for the month of July

[joyandfaith]

Alright ladies, I've thought of a plan that may allow us to curb PJism and build a savings all at once. Its simple:

• If you decide to buy a hair product, you must set the same amount of money aside. This can be kept in an envelope in your house or you can make a quick transfer online into your savings account (watch out for those accounts with transfer fees though)
• example: If you have to have that new/improved $10 turbo, silkening conditioner, it will now cost you $20 because you will purchase the conditioner for $10 and set $10 aside in your PJ savings account. This will allow you to ask yourself...do I really need it???
• We would do this for the entire month of July and see how much money we saved and how many urges we kept at bay

Anyone with me?

 

[JustKiya]

That's a grand idea!!!

I'm trying to do the 'Buy Nothing in July' challenge - but this is a great inbetween step (the halfway house of PJ'ism reformation )

 

[joyandfaith]

That's a grand idea!!!

I'm trying to do the 'Buy Nothing in July' challenge - but this is a great inbetween step (the halfway house of PJ'ism reformation )

@ me being in the halfway house lol

 

[Butterfly08]

This is great idea! I was such a bad girl in June, this would force me to decide whether I want to find double the cost of a product in my budget!

 

[JustKiya]

@ me being in the halfway house lol

It's easier than going cold turkey, that's for sure!!! There were people having the shakes in the Buy Nothing Challenge....

 

[joyandfaith]

This is great idea! I was such a bad girl in June, this would force me to decide whether I want to find double the cost of a product in my budget!

Are you in? Come on...everyone's doin' it

 

[ajacks]

Now this I think I can handle

 

[joyandfaith]

Now this I think I can handle

So I'm going to count you in...speak now or forever hold your peace

 

[Butterfly08]

Are you in? Come on...everyone's doin' it

Yes. Now I just have to stay off the hair board before I get any more ideas.

 

[Nice & Wavy]

This is a great idea...but, I know I won't be able to hang. I would just put that money away and then go and by the expensive stuff I wanted to get anyways....it wouldn't work

Now, before anyone says anything...I have great savings....no problem there, I just like 'stuff'...and so, I buy it

 

[lilsparkle825]

i love the 3 day rule but this is even better. well maybe not for me since my mom usually pays for stuff but this is a great idea.

 

[joyandfaith]

Yes. Now I just have to stay off the hair board before I get any more ideas.

Girl, I never even officially started the challenge because I thought no one was down to do it

 

[sydwrites]

It's easier than going cold turkey, that's for sure!!! There were people having the shakes in the Buy Nothing Challenge....

That was definately me last month. Now this I can handle, I almost had an anuerism(sp) when i got this sundays paper with a coupon for $3 dollar off for two herbal essences. Thats buy one get one free, a little more at Walmart. Lets not talk about the $5 coupon for infusium 23, and they expire the end of july

 

[Butterfly08]

That was definately me last month. Now this I can handle, I almost had an anuerism(sp) when i got this sundays paper with a coupon for $3 dollar off for two herbal essences. Thats buy one get one free, a little more at Walmart. Lets not talk about the $5 coupon for infusium 23, and they expire the end of july

Sorry, but you got me dyin'.

 

[Butterfly08]

Alright, $1.25 spent on coconut milk, so I'm setting aside $1.25. Not bad...for now....

 

[La Colocha]

What happened to this challenge? This is a brilliant idea, i can start doing this on my own.

 

[*fabulosity*]

Here you go.. I'm about tired of you missie... :Lachen:

 

[La Colocha]

Here you go.. I'm about tired of you missie... :Lachen:

Im going to do it on my own mama, im not asking no one to do it with me unless YOU want to lol.

 

[isabella09]

Here you go.. I'm about tired of you missie... :Lachen:

Im going to do it on my own mama, im not asking no one to do it with me unless YOU want to lol.