I don't think there was any implication that being without a church home equates to being without the Lord. The Lord does have a pattern though. He doesn't send or lead anybody without a destination, even if that destination is unknown to the person at that moment. And even if you're "between" churches for a variety of reasons, and there's still relationship and fellowship with the Lord, the Lord will lead and guide that person to a church home that will be a best fit for them, a place of spiritual refuge, covering, protection, safety. A place to assemble with other believers. A place where the Lord has set one ACCOUNTABLE to HIM.
St. John 21 14:15 talks about Jesus' words to Simon Peter about feeding the sheep. Who was Jesus speaking about? The people, the human beings who would come into salvation.
15So when they had dined, Jesus saith to Simon Peter, Simon, son of Jonas, lovest thou me more than these? He saith unto him, Yea, Lord; thou knowest that I love thee. He saith unto him, Feed my lambs.
16He saith to him again the second time, Simon, son of Jonas, lovest thou me? He saith unto him, Yea, Lord; thou knowest that I love thee. He saith unto him, Feed my sheep.
Feed them, take care of them, nurture them, protect them.